pros and cons? it is a huge amount.

you may have a problem doing that in today is environment.

With the economy in a state of near collapse if not already in such a state there are few businesses that will not feel the effects. Perhaps you have one of those. Is it a business that goes after dead beat borrowers? That type of business should thrive. Another problem you will face is actually raising the capital at this junction unless you can get it from Uncle like his buddies on Wall Street.